As the pandemic drags into its seventh month, you may be growing real tired of your surroundings. Working from home is officially not fun anymore. You’re agitated, and probably asking yourself, “Why am I even paying for renters insurance? It’s not like I’m going anywhere, so I’m not at risk of coming back at 5 p.m. and finding my apartment in ruins a la the Baudelaire kids from A Series of Unfortunate Events.”
Unfortunately, experts say, that’s not how renters insurance works.
“Everyone’s typical schedule has been thrown for a lurch, but renters insurance doesn’t really change based on whether you’re having guests over or are out on the town,” according to Yael Wissner-Levy, VP of communications at Lemonade.
Wissner-Levy says both homeowners and renters insurance are contracts that cover your property and belongings in case of disaster. Theft,