Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.
What is covered
Coronavirus coverage falls into several categories:
- Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.
- Trip delay: Your trip is delayed due to changing COVID-related guidelines.
- Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health