When reviewing health plans and evaluating cost, keep in mind health insurance wasn’t designed to cover every penny related to health care.
Everything under the sun on an open credit card is nice, but not when you are paying the bill. But you are.
The purpose of insurance is to cover sudden very expensive losses. It’s about making you whole again and not have the financial responsibility of a ton of money to do it. Somehow we all decided over the last 60 years that the traditional plan should pay for everything.
Health insurance is the only insurance product, for the most part, that pays for first dollar coverage like doctor visits and prescription drugs. The healthcare system gamed the system on the bigger bank account paying the bill, not the small guy. The tables have turned…
Employees are more responsible for their healthcare in paying more for premium dollars … Read More