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A home is the biggest asset most Americans have, according to Mike Gulla, director of underwriting at Hippo. He told Business Insider that unlike renters insurance, which is basically liability coverage for your personal belongings, homeowners own their home and have an interest in making sure it is well maintained.
If the mailman slips and falls on your sidewalk, the dog bites a guest, a tree falls on your roof, or the neighbor’s kid injures himself doing a cannonball in your swimming pool, homeowners insurance can protect you. However, if your provider isn’t responsive to your claims request, that can cost you.
The latest study from J.D. Power, a consumer