It’s unlikely that you’ll need every insurance product on the market, even if you could afford them all. But how do you know whether your hard-earned cash is going on the policies you need the most? The table below is designed to help you make the right decisions for you and your household budget.
|What does home insurance cover?||Do you need it?|
Yes, it is a legal requirement if you own your home, plus mortgage lenders normally insist on you having buildings cover.