Denied Insurance Claims
Insurance regulations require insurance companies to pay valid claims in good faith—willingly, promptly and properly. It is illegal to knowingly or negligently discount, delay or deny payment of legitimate claims. In the US, insurance companies are bound by a “covenant of good faith and fair dealing” in treating their policyholders, which means that the insurance company is under an obligation to pay a valid claim.
State statutes require that an insurance company respond to a