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Money Order Basics: Tips for Payments

May 7, 2020

Whether you’re buying or selling something, a money order might be your best option (or your only option) for payment. It’s considered a “safe” form of payment, making it a popular alternative to checks. But it’s important to understand the basic pros and cons of using money orders—and when other payment methods are a better choice.

What Is a Money Order?

A money order is a paper document, similar to a check, used for making payments. Money orders are prepaid, so they are only issued after a buyer pays for the money order with cash or another form of guaranteed funds.

Guaranteed Funds

Because issuers demand payment upfront, money orders are considered relatively safe, or “guaranteed,” forms of payment. They shouldn’t bounce—as personal checks might.

Specific Payee

The name of a payee (the recipient) and the name of a financial institution that issued it appear on

Finance Guide Basics

May 4, 2020

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Every one or rather almost every one in this world would definitely want to have his or her future secured. Thus, every person who earns even a bit would like to save some of the money and this is where the topic of personal financial management comes into picture. Whatever be your purpose of saving money, it needs to be regulated and updated.

Investment in stock markets is one option for the same. With the advancement in technology and thereby, in means of communication (for instance, the internet), the behavioural pattern of the stock markets can be known within an instant of time. Moreover, as the presence of the stock markets being in every country, one can see the maximum numbers of investments all over the world are made here.

Another option where you can regulate your finances is by buying stocks. It is argued that although they are the … Read More

Basics of Money Management

May 4, 2020

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Money plays an important part in our every day lives and making the most of what we have will help us live a life free of financial pressures. By learning some basic rules, you can make life easier for yourself and for those who depend on you. Here are my basic rules.

Rule one. Don’t borrow money for consumable goods. What are consumable goods? They are stuff that lose value over time. Stuff you want but can live without. Examples are electronics, subscriptions to magazines, auto mobiles etc.

Rule two. Live within your means. In other words, spend less than you make. I know that may sound hard if you are on a tight budget but to just take easy credit when it is available to you is simply inviting financial disaster.

Rule three. Become financially educated. This can only be done by reading all you can about the various … Read More

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