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Four Types of Scandals Utility Companies Get Into With Money From Your Electric Bills

October 10, 2020
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| money

by Patrick Wilson, Richmond Times-Dispatch

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ProPublica is a nonprofit newsroom that investigates abuses of power. Sign up to receive our biggest stories as soon as they’re published.

This article was produced in partnership with the Richmond Times-Dispatch, which is a member of the ProPublica Local Reporting Network.

Across the country, electric utilities have worked the levers of power to win favorable treatment from state policymakers.

This week, a Richmond Times-Dispatch and ProPublica investigation found that Dominion Energy, Virginia’s largest public utility, successfully lobbied to reshape a major climate bill to cover its massive offshore wind project. The move shifted risk from the company’s shareholders to its ratepayers. As a result of the legislation, a typical residential customer’s bill is projected to increase by nearly $30 per month over the next decade.

Dominion says its wind project is necessary to meet the state’s new renewable energy goals. The

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Millions of Americans risk losing power and water as unpaid utility bills pile up

October 3, 2020
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This Tuesday marked 67 days of darkness for Kenneth Parson. He fell behind on his utility bills in the spring — and his lights went off, and stayed off, starting at the end of July.

No power meant no refrigerator, so Parson, a 62-year-old with diabetes in Griffin, Ga., had no choice but to store his temperature-sensitive insulin on ice in a small cooler. He didn’t have an easy way to cook at home, either, so his wife, Cheryl, took to preparing some meals for him in a neighbor’s kitchen.

In those first few days after they lost electricity, Cheryl had pleaded on Parson’s behalf with city officials who manage their local utilities, hoping she might change their minds in the middle of a pandemic that has left families nationwide struggling to cover their once-manageable costs of living.

“They said they couldn’t do nothing for him,” lamented Cheryl, 65, who

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Should You Get a Personal Loan to Pay the Bills?

October 2, 2020
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| personal

There are pros and cons to getting a personal loan.

Right now, for millions of Americans, times are tough. It’s understandable if you can’t pay the bills with the country in a recession and COVID-19 still a serious threat. But you’ll need to explore solutions to help you get through.

One option is to secure a personal loan. While this approach can work, it’s not necessarily the right option for everyone. Here’s what to consider to help decide if it’s the best approach for you.

Can you qualify for a personal loan?

If you’re thinking about borrowing to cover the bills, the first big question is whether you can qualify.

Lenders typically check your credit score and sources of income when deciding whether you can borrow, how much you can borrow, and what rate you’re charged to borrow. If you’re struggling to make ends meet because of a lack of

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Health insurance premiums could drop 5% if the U.S. banned surprise medical bills

October 1, 2020
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| insurance

THE CONVERSATION

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Surprise medical billing is one of the most urgent topics in health care.

Too often after a hospital procedure or visit to an emergency room patients get hit with unexpected bills from out-of-network doctors they had no role in choosing. These include assistant surgeons, emergency room doctors and anesthesiologists.

Most research and media coverage focuses on how burdensome these bills are for the patients who receive them. As health economists and policy analysts, we think there is a broader impact of surprise billing that deserves to share the spotlight.

Evidence from our recent study suggests that everyone with commercial health insurance is paying higher premiums today because lawmakers allow the practice of surprise billing to persist. Fixing surprise billing won’t just help the patients being billed; it offers the potential to lower health insurance premiums for everyone.

Patients can typically choose their doctors before

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Millions of Americans risk losing power and water as massive, unpaid utility bills pile up

October 1, 2020
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| business

In those first few days after they lost electricity, Cheryl had pleaded on Parson’s behalf with city officials who manage their local utilities, hoping she might change their minds in the middle of a pandemic that has left families nationwide struggling to cover their once-manageable costs of living.

“They said they couldn’t do nothing for him,” lamented Cheryl, 65, who lives apart from her husband but remains married and helps him manage his health conditions. “It peeved me off.”

The worst economic crisis in more than a generation has thrust potentially millions of Americans across the country into a similar, sudden peril: Cash-strapped, and in some cases still unemployed, they have fallen far behind on their electricity, water and gas bills, staring down the prospect of potential utility shut-offs and fast-growing debts they may never be able to repay.

At the start of the coronavirus pandemic, many states acted quickly

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Eanes ISD school rallies behind beloved custodian battling COVID-19, raise money for hospital bills

September 30, 2020
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AUSTIN (KXAN) — The Forest Trail Elementary School community is stepping up to support one of their longtime custodians, Albino Hernandez.

Hernandez is in the hospital fighting for his life, battling COVID-19 and its complications. Over the last two months, Hernandez has had to be hospitalized at three different hospitals.

“We were just seeing that he wasn’t getting better and when they gave us a chance to see him, they were like, ‘OK, well I guess we just need to get ready for the worst,’” said Vivi Hernandez, one of Hernandez’s daughters.

At present, Hernandez is slowly recovering. He remains on dialysis, a ventilator and extracorporeal membrane oxygenation or ECMO, a life support machine. His family remains hopeful.

“There has been progress,” said Janie Hernandez, another of Hernandez’s daughter. “Little progress, but there is progress.”

“I know that God is working on him,” Vivi said, holding back tears.

Once recovered,

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Build a money-generating machine that pays all your bills, become 1st Generation Rich and have fun doing it

September 30, 2020
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| money

Mark J. Migliaccio announces the release of ‘1st Generation Rich’

ALBUQUERQUE, N.M., Sept. 30, 2020 (GLOBE NEWSWIRE) — Mark J. Migliaccio wanted to open the eyes of anyone who always wanted to start a business or invest in real estate but never knew how to get started. He wants to show that there are many more options to the daily grind and “working in a job you dislike with people you would never invite to one of your barbecues.” It is for these reasons that he writes “1st Generation Rich” (published by Archway Publishing), a book about how to build a money-generating machine that pays all your bills, become 1st Generation Rich while having fun doing it.

 

In this guide to building wealth, Migliaccio explores how to build a business that puts one in control of his/her valuable time, master the art of making money by investing in real estate

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