Car insurance is a legal requirement in California. At a minimum, drivers must hold liability insurance. The state, however, offers discounts and a program for low-income drivers.
California Car Insurance
Are you shopping for affordable car insurance quotes? California insurance companies are required to offer you a good driver’s discount if you have a clean driving record. Read more to learn about California car insurance rates, laws, and programs.
Car Insurance Requirements
California law requires that you have a way to cover costs related to damages or injuries you may have caused in a car accident. Purchasing liability car insurance is the simplest and most common way people choose to meet this requirement.
The minimum amount of liability insurance you must have on your policy is:
- $15,000 for injury/death to one person.
- $30,000 for injury/death to more than one person.
- $5,000 for damage to property.