Challenges Archives - Zxcoachoutlet

COVID-19 Adds to Challenges for Bahrain’s Fragmented Insurance Market

October 8, 2020

COVID-19-driven financial market volatility is expected to negatively impact solvency levels of Bahraini insurers this year, according to a new AM Best special report, adding to the challenges faced by the kingdom’s (re)insurance sector — the smallest among the Gulf Cooperation Council (GCC) countries.

The Best’s Special Report, “COVID-19 Adds to Challenges for Bahrain’s Fragmented Insurance Market,” notes the Bahraini (re)insurance market is very competitive, with a large number of companies vying for a limited amount of premium.

The report explains Bahraini insurers typically take more asset risk than their peers in mature markets. In particular, exposures to equities and real estate are generally higher among Bahraini insurers than among insurers in developed economies. As a result, their performance is heavily influenced by investment results and prone to volatility driven by financial market movements.

While the good solvency buffers of the large Bahraini insurance companies will allow them to

Conagra Brands: Balancing Near-Term Upside Against Out-Year Growth Challenges (NYSE:CAG)

October 8, 2020

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Despite a relatively strong set of FQ1 numbers, I am concerned about the Conagra (NYSE:CAG) outlook on several fronts. Firstly, there will be some tough comparisons ahead as consumers eventually regain mobility, and the food at home tailwind fades. Secondly, I see the company’s low level of advertising reinvestment is negative for the future earnings outlook, especially with competitors stepping up investments in longer-term brand equity. At the current multiple, I don’t think CAG shares offer much in the way of long-term value.

Strong FQ1 Results Benefit from Packaged Food Tailwinds

CAG posted a better-than-expected set of FQ1 results, with EPS of $0.70 on the back of better-than-expected organic sales (+15.0%), significant gross margin expansion of c. 244 bps, and opex leverage.

Source: Conagra FQ1 Presentation Slides

The key to the quarter was continued demand for packaged foods through the pandemic, with retailer inventory restocking also providing a c. 600

During Financial Challenges, Small-Business Insurance Fees Matter More Than Ever

October 5, 2020

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Dennis Dix is Chief Operating Officer at Cerity, an Austin-based data and analytics start-up offering workers’ compensation insurance.

Female small business owner making a financial report of her company from a pie chart on his laptop while sitting in an exclusive restaurant — getty

Small-business fees for things like insurance and payroll services always eat away at the bottom line, but as the pandemic drags on, business owners should be increasing their awareness of how to keep these fees under control. Fortunately, several new-model services offer significant savings for businesses in the know.

Today, small businesses can take advantage of significant cost savings when processing payroll. Additionally, worker’s compensation insurance providers could potentially save business owners big money — with the right technology, no commissions and no upfront costs.

The Future: Direct-To-Consumer Worker’s Compensation

Like never before, small business owners are learning, evaluating and making greater purchasing decisions completely online. As consumers themselves, owners’ expectations are higher. To be successful these days, insurers cannot simply rely on their domain expertise to attract buyers. Now,

On My Mind: A Strong Recovery, Challenges Ahead

October 2, 2020

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By Sonal Desai, Ph.D., Chief Investment Officer, Franklin Templeton Fixed Income

While the US economy has been staging a strong recovery from the COVID-19 pandemic, the challenge is far from over, says Franklin Templeton Fixed Income CIO Sonal Desai. She says the tug of war between the virus and the economy seems likely to continue until an effective vaccine is made available at scale.

The first stage of the US economic recovery has proved as strong as we expected – and more. Both the rebound in spending and the decline in unemployment have exceeded most analysts’ expectations. This owes, in part, to the timely and decisive fiscal support: while the economy was largely shut down, stimulus checks and enhanced unemployment benefits boosted personal savings to a record high. As some states and local governments began to reopen their economies in May, this stored-up financial firepower allowed households to unleash the

U.S. private payrolls accelerate in September; many challenges loom

September 30, 2020

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By Lucia Mutikani

WASHINGTON (Reuters) – U.S. private employers stepped up hiring in September, but diminishing government financial assistance and a resurgence in new COVID-19 cases in some parts of the country could slow the labor market’s recovery from the pandemic.

Other data on Wednesday confirmed that the economy suffered its sharpest contraction in at least 73 years in the second quarter because of the disruptions from the coronavirus. Record growth is predicted in the third quarter, buoyed by fiscal stimulus and the resumption of many business operations.

But without another rescue package, rising coronavirus infections and political uncertainty that could extend beyond the Nov. 3 presidential election, gross domestic product estimates for the fourth quarter are being slashed.

“With economic momentum cooling, fiscal stimulus expiring, flu season approaching and election uncertainty rising, the main question is how strong the labor market will be going into the fourth quarter,” said

How Land O’Lakes Stepped Up To The Challenges Of A Global Pandemic

September 29, 2020

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Going to the grocery store in March was a bit surreal. Across the US, consumers found shelves empty of basic staples—yet on news broadcasts they saw dairy farmers having to dump milk because they had no way to get their products to market.

The food distribution system had suddenly lost some of its biggest channels with the closure of restaurants, schools, and other large institutions, while demand in supermarkets exploded as far more people cooked for themselves.

Cow in a dairy at Land o'Lakes — Courtesy of Land o’Lakes

Land O’Lakes, one of the largest butter producers in the US and a major producer of cheese and other dairy ingredients, faced peak-level demand for its products at a time when the farmer-owned co-op typically saves inventory for the holiday rush later in the year. It couldn’t make products for its retail channels fast enough or deliver them soon enough, and it quickly started repurposing food normally packaged for

Building A Cannabis-Infused Product Industry Has Challenges But Also Rewards, Like An $21.5 Billion Market By 2025, New Report Says

September 27, 2020

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US-DRUGS-CANNABIS-CALIFORNIA — A New Frontier Data report estimates a $21.5 billion market opportunity between 2020 and 2025 for … [+] THC-infused cannabis products.

AFP via Getty Images

The CBD industry would really, really, love to see the passage of U.S. House Bill 8179, which would make allow ingredients derived from hemp to become dietary supplements under the Federal Food, Drug, and Cosmetic Act. H.R. 2843, which would decriminalize marijuana, would be nice, too.

But in an election year, and with the necessary regulations still to be determined at the state or federal level, expectations for any immediate action on the dietary supplement issue remain low.

Still, that doesn’t mean that the many companies ramping up products infused with the cannabis plant compounds CBD (short for cannabidiol, one of 113 cannabinoids identified in the cannabis plant) or THC (psychoactive tetrahydrocannabinol) are lying low. They know their consumer audience is eager – and ready.

Personal Protective Equipment Kit Market Forecast With Trends, Challenges & Drivers and Key Players | Impact of COVID-19 Pandemic

September 26, 2020

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The MarketWatch News Department was not involved in the creation of this content.

Sep 25, 2020 (AmericaNewsHour) —
Total Healthcare Spending around the Globe was USD 7.5 Trillion in 2016 – W.H.O.

CRIFAX added a report on ‘Global Personal Protective Equipment Kit Market, 2020-2028′to its database of market research collaterals consisting of overall market scenario with prevalent and future growth prospects, among other growth strategies used by key players to stay ahead of the game. Additionally, recent trends, mergers and acquisitions, region-wise growth analysis along with challenges that are affecting the growth of the market are also stated in the report.

Rising number of health problems around the globe is the major concerning factor that is leading to an increase in medical innovations, driving many key players to invest highly in healthcare sector. Additionally, rising technological advancements in the healthcare industry is estimated to create numerous opportunities in

Challenges Of Homeowner’s Insurance and Dogs

May 4, 2020

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Dogs are a very important part of most modern day families. They can be considered children in several households. There are even day spas for dogs now. There’s no question that owning a dog is the standard. However, many people fail to realize that their homeowner insurance policies can be affected by owning a dog. Yes, that beautiful animal that cherish so dearly can also cost you more than just dog food and leashes. Did you know that the specific breed of a dog can cause increased rates or complete coverage denial on your homeowners policy?

Pit bulls, Doberman Pinschers, Rottweilers, German Shepherds, Chows, Great Danes, Akitas, Siberian Huskies and Wolf Hybrids are just a few of the dog breeds that may cause insurance companies to increase rates, deny coverage, or exclude from policies. Even just a mix of these breeds can often times be a problem for your insurance … Read More