Business insurance is the secret ingredient for business success. It helps protect your profits by insulating you from sudden, catastrophic expenses, such as after a natural disaster or a major lawsuit.
This guide lays out everything you need to know about business insurance: What it is, what it covers, why you need it and how to get it.
When you’re ready to shop for business insurance, independent insurance agents can help you find the right coverage at the right price. They’re small business owners themselves—the perfect partners to help grow your business.
What Is Business Insurance and What Does It Cover?
Business insurance isn’t just one thing. It’s a blend of different types of coverage that’s designed to meet the needs of your business. These types include:
Covers the cost of legal representation and damages if you’re sued.
Covers damage to any buildings and items that your business owns.