Those of you who have diabetes or cancer know all about this: If Republicans succeed in killing the Affordable Care Act, insurers could refuse to cover you or charge you more, based on your pre-existing condition.

But what about the tens of millions of people now risking their lives in this pandemic to save us from absolute ruin – those who care for the elderly in nursing homes, restock supermarket or warehouse shelves, or drive delivery trucks? Few realize that they could fall into this group too, of higher risk people who can’t get insured.

More than 6 million COVID patients, along with many others who test positive or are at risk of infection because of their jobs could face discrimination by insurers. “They’d just turn you down,” says Karen Pollitz of the Kaiser Family Foundation. And insurers with a heart would be put at a competitive disadvantage in this