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The Ultimate Guide To Starting A Side Hustle Part 5: Making Money

October 11, 2020
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| money

At this point, you most likely know what you’d like your side hustle to be. You’ve narrowed down your niche, looked into the feasibility of it, set expectations with your loved ones and defined what systems need to be created. Now it’s time to look at the money. 

Making money is thrilling when you start a side hustle. Generating a dollar out of thin air, instead of going into a job is exciting, and not always so easy. Here are a few things you will want to keep in mind when it comes to making money in your side hustle.

The Ultimate Guide To Starting A Side Hustle Part 5: Making Money | Stephanie Burns

The Ultimate Guide To Starting A Side Hustle Part 5: Making Money | Stephanie Burns

Deposit Photos

Define What You’re Selling

The first thing you need to do is define what you’re selling. Because you’ve already narrowed down your niche, you know who you will be serving – so now

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India’s ‘Dovish’ RBI Faces Stubborn Inflation: Decision Guide

October 7, 2020
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| business

India's RBI Unleashes $50 Billion of Liquidity, Slashes Rate

Photographer: Dhiraj Singh/Bloomberg

Photographer: Dhiraj Singh/Bloomberg

The Reserve Bank of India’s new set of growth-focused policy makers will need to grapple with stubbornly high inflation in their first meeting this week, preventing them from cutting interest rates.

The Monetary Policy Committee is set to maintain the benchmark repurchase rate at 4% Friday, according to all 24 economists surveyed by Bloomberg. The government appointed three new external members to the six-person MPC this week, academics who have favored monetary and fiscal stimulus in the past to fire up the economy.

While Governor Shaktikanta Das has led the previous MPC in cutting rates by 115 basis points this year, he’s taken a more cautious approach recently as consumer prices spiked. Das is keen to preserve policy space in case economic growth prospects sour further as India becomes a global hotspot for the coronavirus pandemic.

relates to India’s ‘Dovish’ RBI Faces Stubborn Inflation: Decision Guide

“The upcoming policy will be a damp squib

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Witherite Law Group Hires Board Certified Nurse Practitioner to Guide Medical Treatment of Their Personal Injury Clients

October 6, 2020
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| personal

DALLAS, Oct. 6, 2020 /PRNewswire/ — Witherite Law Group, a leading personal injury law firm with locations in Dallas, Fort Worth and Atlanta, Georgia announced today that Elisabeth “Lis” Buchanan, a Board Certified Nurse Practitioner, has joined their team as a medical and client treatment in-house consultant to provide expertise in helping guide the medical treatment of their personal injury clients.

Buchanan will review and analyze case management and medical records and advise the firm’s pre-litigation and litigation teams on the best treatment options to ensure clients get proper medical evaluations and treatment for their injuries. Buchanan will also help educate the firm’s lawyers and case managers as it relates to fully understanding and explaining the medical aspects of cases to insurance adjustors, opposing counsel and jurors.

A nationally Board Certified Nurse Practitioner, Buchanan also holds a Doctorate in clinical practice and a Masters in Healthcare Administration

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Philippines Seen Holding Rates Amid Slump: Decision Guide

October 1, 2020
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(Bloomberg) — The Philippine central bank is set to leave its key interest rate unchanged for a second straight meeting, allowing previous stimulus steps to work their way through an economy in recession.

Bangko Sentral ng Pilipinas will keep the benchmark rate at 2.25% Thursday, according to all but one of the 20 economists surveyed by Bloomberg. At its last rate meeting in August, the central bank embarked on a “prudent pause” following 175 basis points of reductions this year and other liquidity measures.

Policy makers will “allow more time for previous measures to feed through to the economy and for BSP to assess their effects,” said Euben Paracuelles, an economist at Nomura Holdings Inc. in Singapore.



chart: Deep Dive


© Bloomberg
Deep Dive

That prior easing has yet to trickle down to the real economy, with consumer confidence falling to the weakest level on record in the third quarter. With private consumption

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How to make money on Instagram, YouTube, TikTok: guide

September 30, 2020
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| money

  • Creators on platforms like YouTube, Instagram, and TikTok make money off their online success in a number of ways. 
  • From ads on videos to promoting brands, selling merchandise, and earning revenue through affiliate marketing, creators have several potential revenue streams.
  • We broke down the nine main ways influencers earn money on and off those platforms.
  • Subscribe to Business Insider’s influencer newsletter: Insider Influencers.

Influencers make money from their success online in a number of ways.

From getting a share of revenue from YouTube ads to promoting brands, selling merchandise, and earning commissions through affiliate marketing, creators have a variety of ways to make money from their audiences.

YouTube advertising can prove unreliable — especially if a creator’s videos contain controversial content — so many influencers are diversifying their revenue streams.

Some top TikTok creators are earning huge paychecks. Forbes ranked the top-earning TikTok stars in the last year, with Addison

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Cheap personal loans guide including loan calculator

May 7, 2020
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| personal

This is one of the most common question about loans. You should never aim just to consolidate – it’s often a disaster waiting to happen. If you’ve a lot of small loans or credit card debts, the primary aim should be to pay them as quickly as you can at the lowest possible rate.

Don’t be suckered in by the promise that a consolidation loan can save you money by reducing your outgoings to a “manageable” level using just “one single monthly payment”.

They can – but the way they do this is by stretching your borrowing over a longer period, maybe 15, 20 or even 25 years. That means the amount you pay back is going to be huge, as you’re paying interest for much longer.

A £10,000 loan on a high street credit card at a horrid 18% APR costs £5,240 in interest if paid off within five

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A Guide to Buying and Using Travel Insurance

May 5, 2020
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| insurance

Is Travel Insurance Really Necessary?

Travel is already expensive enough, isn’t it? The cost of air fare, cruises, hotels, ground transportation, food and activities and entertainment are already high enough. I don’t know about you, but I work hard for my money, and when I travel, I want to keep as much of my money in MY pocket as possible. Is travel insurance a necessity or a luxury? Why not cut a few corners here and there. Why buy something if it’s not really needed?

My personal answer is, of course, that I am not independently wealthy and can’t withstand the potential financial losses I would incur if I require medical care while I’m traveling. Not being independently wealthy also means that I’m in the market for adequate but cheap travel insurance. I suspect that you are in the same position, so you, too need cheap travel insurance. If you’re … Read More

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A Step by Step Guide to Starting a Business

May 5, 2020
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| business

image for Shutterstock/FlamingoImages


Shutterstock/FlamingoImages

  • You want to make sure you prepare thoroughly before starting a business, but realize that things will almost certainly go awry. To run a successful business, you must adapt to changing situations.
  • Conducting in-depth market research on your field and the demographics of your potential clientele is an important part of crafting a business plan. This involves running surveys, holding focus groups, and researching SEO and public data.
  • Before you start selling your product or service, you need to build up your brand and get a following of people who are ready to jump when you open your doors for business.

Talk to any entrepreneur or small business owner and you’ll quickly learn that starting a business requires a lot of work. An idea doesn’t become a business without effort. 

Some budding entrepreneurs understand the effort necessary to create a business, but they might not

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The Ultimate Guide to Personal Finance

May 4, 2020
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| finance

Credit, Credit Scores and Credit Reports

Which comes first, your credit or your first credit card? That’s not much easier to answer than, “Which came first the chicken or the egg?”

The reality is that your credit comes after your first credit card or loan. No loans, no credit cards means no credit.

There’s credit—an advance to buy something—and then there’s your credit—aka your credit file.

Credit

Credit is essentially a loan from a bank or other financial institution, including a credit card issuer. These entities are collectively known as creditors or lenders and extend credit to you in the form of:

  • Installment loans —aka installment credit—such as a mortgage or car loan
  • Lines of credit or credit cardswith a maximum usable credit limit—known as revolving credit
  • Credit arrangements are utilities, memberships (think gym) and service agreements (think cellphone)
  • Charge cards that are like credit cards, but have to
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Finance Guide Basics

May 4, 2020
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| finance

Every one or rather almost every one in this world would definitely want to have his or her future secured. Thus, every person who earns even a bit would like to save some of the money and this is where the topic of personal financial management comes into picture. Whatever be your purpose of saving money, it needs to be regulated and updated.

Investment in stock markets is one option for the same. With the advancement in technology and thereby, in means of communication (for instance, the internet), the behavioural pattern of the stock markets can be known within an instant of time. Moreover, as the presence of the stock markets being in every country, one can see the maximum numbers of investments all over the world are made here.

Another option where you can regulate your finances is by buying stocks. It is argued that although they are the … Read More

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