Health Archives - Zxcoachoutlet

Biden Plugs ‘A New Health Insurance Option,’ Expanded Medicaid/Medicare

October 14, 2020

Democratic presidential candidate Joe Biden speaks at a drive-in rally in Miramar, Florida on October 13, 2020. (Photo by JIM WATSON/AFP via Getty Images)

(CNSNews.com) – Democrat Joe Biden and his fellow Democrats rail against President Trump and Republicans for wanting to get rid of the Affordable Care Act, with its high premiums and co-pays and limited options for millions of Americans.

But even Biden isn’t satisfied with the law as it now stands.

At a campaign stop in Miramar, Florida on Tuesday, Biden urged a larger role for government in Americans’ health insurance coverage, including bigger subsidies and expanded Medicaid/Medicare:

“Together, we’ll build on the Affordable Care Act by adding–by adding a new health insurance option, a not-for-profit option, to give private insurers a real competitor,” Biden said.

“We’ll increase (government) subsidies so premiums are lower cost to get more coverage, lower deductibles, lower out-of-pocket expenses.

“And by the

Dealing with denial of cashless settlement and huge deductions in health insurance claims

October 14, 2020

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© Venkatasubramanian K
COVID-19 treatment: Dealing with denial of cashless settlement and huge deductions in health insurance claims

In the past few months, we’ve heard several stories of people with health insurance policies facing claim rejections, not getting cashless treatments, or having to pay hospital bills out of pocket for COVID-19 hospitalizations. There could be many reasons that insurers give for rejecting claims. Some situations are avoidable. You must ensure that a COVID diagnosis or treatment does not burn a hole into your hard-earned savings.

This article discusses some such key issues, along with actions you could take to avoid or reduce the financial burden of an already taxing health situation.

Claims declined for mild symptom cases: Health Insurance policies cover hospitalization treatments that are considered ‘necessary’ – where there is active treatment carried out in a hospital, under any local or international medical protocol. The claim could be declined

IRDAI says Covid health insurance policy to be ported and migrated

October 14, 2020

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Want to migrate your existing coronavirus policy to a different insurer? The IRDAI has officially announced that policy holders can renew, migrate and even port their existing Covid-19 health insurance policy.

Currently the three popular variants of Coronavirus health insurance includes Corona Kavach, Corona Rakshak and Group Corona Kavach Policy.

The IRDAI asked insurers to give policyholders the choice to renew, migrate and allow porting of the above policies.

Accordingly, the three new rules that policyholders should be aware of are:

1. Renewal of policies allowed for three and half months, six and half months or nine and half months as per policyholder’s choice.

2. Porting or migration or continuation will not have any waiting period. Existing waiting period is 15 days for such policies. Waiting period will be applicable only if policyholder alters the sum insured during time of renewal. Applicable onlly for increase in sum insured and not

Supreme Court nominee Barrett says personal views will not impact her decisions on abortion, health care

October 14, 2020

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President Trump’s third nominee to the Supreme Court declined to answer some questions that seemed steeped in basic facts, such as whether a president has the power under the Constitution to unilaterally delay an election. Barrett also declined to say whether she would recuse herself from a potential 2020 election case as Senate Democrats demanded, saying she would not be “used as a pawn to decide the election for the American people.”

Like high court nominees who preceded her, Barrett repeatedly avoided weighing in on her personal views of landmark decisions and declined to say whether she endorsed opinions from her mentor, former Justice Antonin Scalia, on abortion and same-sex marriage. At the same time, under hours of questioning from members of the Senate Judiciary Committee, she reinforced perceptions that she would help solidify a 6-to-3 conservative majority on the Supreme Court.

On the Affordable Care Act, whose constitutionality will

How we can help the unemployed keep their health insurance

October 13, 2020

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Keith Prisco is a stagehand at the United Center in Chicago and a proud union member of IATSE Local 2. Like tens of millions of Americans, he receives health insurance through his employer for himself and his family. The security of this coverage is even more important for Keith after he was diagnosed with leukemia four years ago. But when COVID-19 put a screeching halt on live events, that meant Keith was out of work — jeopardizing his health care coverage in the middle of a pandemic.

As COVID-19 continues to threaten the health and safety of Americans, millions of workers have found themselves under threat of losing their jobs, their health coverage, and their financial savings — all through no fault of their own.

It is unconscionable that unemployed or furloughed workers could also lose health coverage during a public health crisis, yet there are an estimated 10 to

Tips for Navigating Medical Care Without Health Insurance

October 13, 2020

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Millions of people in the U.S. live without health insurance, a circumstance that can cause people to weigh the need to see a doctor against the cost. Unfortunately, many people will put off or do without medical care because they can’t afford it, a decision that could jeopardize their health.

(Getty Images)

While the Affordable Care Act has boosted the number of Americans with insurance, millions remain uninsured. In 2018, 27.5 million people – more than 8% of the U.S. population – were uninsured, according to the U.S. Census Bureau. Private health insurance covered 67% of Americans. Those without health coverage face the dilemma: Where can I go for medical care without insurance?

The Coverage Gap

In addition to the people who are uninsured, millions are underinsured, according to a survey by the Commonwealth Fund. Among people with health insurance, 29% were underinsured in 2018, compared to 23% in 2014,

We Like Our Health Insurance And Working From Home

October 13, 2020

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Jan Dubauskas is the Vice President of Healthinsurance.com.

We have experienced a lot of change throughout the course of the pandemic that has required us to reconsider our priorities and become nimble in the way we work and how we reach out to our clients. Many were skeptical that these changes would lead to similar productivity. However, as we prioritize our health during the pandemic, working from home has become important, and many (24%, according to CNBC) have adapted so well that they want to keep doing it.

When we first started working from home, the primary concern for many was to set up an office, retain camaraderie, and continue meeting with clients. During the spring, as I watched as annual springtime conferences got canceled or sent to an online format, I keenly felt the void previously filled by those intense social interactions. It seemed that with a bit

Buying health insurance? Know which policy is best for you

October 13, 2020

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We are living in an era when buying a health insurance plan has become imperative. With COVID-19, healthcare expenses have skyrocketed, emphasising the need for a health insurance policy. Even routine medical check-ups can burn a hole in your pocket. In this situation, health insurance acts as an umbrella for financial security.

Investing in a good health insurance plan helps us to save our finances and get the best quality of health care services anytime. It not only saves money but also reduces expenses towards doctor consultation fees, costs for medical tests, hospitalisation, etc. But with the availability of various types of health insurance plans right from individual health policy, family floater to senior citizen policy, selecting the right plan can be quite confusing. Therefore, to help you understand better, here is a quick rundown of the different kind of health insurance plans with their

Whitney Way Thore Opens Up About Her Mental Health After Year of ‘Profound Personal Loss’

October 12, 2020

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Frederick M. Brown/Getty Whitney Way Thore

Whitney Way Thore is reflecting on her mental health struggles.

In honor of World Mental Health Day, the My Big Fat Fabulous Life star, 36, reflected on the “profound personal loss” she experienced this year, which included splitting from fiancé Chase Severino after learning he was expecting a child with another woman.

“Hey y’all. It’s #worldmentalhealthday and I just want to remind you that if you’re struggling, you’re not alone,” she wrote at the start of the candid post. “I was diagnosed with depression at 18 and have been dealing with it for more than 20 years. I’ve also been diagnosed with atypical anorexia nervosa, bulimia nervosa, and generalized anxiety disorder.”

“2020 has been chaotic, terrifying, divisive, and disheartening. Even the most positive people with no history of mental health issues have probably felt hopeless, helpless, and like things are bleak,” she continued. “If

Your health insurance might be on the chopping block

October 12, 2020

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Too bad there is not another presidential debate this week. The moderator would be able to ask the most important question of our time: When it comes to a comprehensive health insurance program, which is better: ObamaCare or what the Trump administration has proposed to replace it with?

It’s a trick question, because to date, after four years of promising a better health insurance plan, there is no Trump administration plan.

The Affordable Care Act (ACA), better known as ObamaCare, which passed in 2010, extended coverage to millions of uninsured Americans by expanding Medicaid. Thirty-nine states have since elected to expand eligibility. For others not covered by their employer’s plan, new health insurance exchanges were created to allow individuals to buy health insurance.

Additionally, the ACA set federal standards for health insurers that offer plans to individuals, small groups as well as employer-sponsored health benefit plans. For the first time,