Ring in the new year.
The start of a new year is a time to make financial resolutions, ditch bad money habits and consider ways to improve your financial health. Throughout the past year, U.S. News has published stories with great advice on how to save money, pay down debt and reach your financial goals. Read on for the best ways to improve your finances in 2019 and beyond.
Negotiate your salary.
One of the most effective ways to stretch your budget, reduce debt or boost savings is to make more money. Of course, that’s easier said than done. But don’t neglect the power of negotiating your salary, either at a new job or at your current job, to increase your earning power and improve your finances.
Get ready for the next financial crisis.
To prepare for the next financial crisis, establish good financial habits, build an emergency fund, pay