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The Ultimate Guide To Starting A Side Hustle Part 5: Making Money

October 11, 2020

At this point, you most likely know what you’d like your side hustle to be. You’ve narrowed down your niche, looked into the feasibility of it, set expectations with your loved ones and defined what systems need to be created. Now it’s time to look at the money.

Making money is thrilling when you start a side hustle. Generating a dollar out of thin air, instead of going into a job is exciting, and not always so easy. Here are a few things you will want to keep in mind when it comes to making money in your side hustle.

The Ultimate Guide To Starting A Side Hustle Part 5: Making Money | Stephanie Burns

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Define What You’re Selling

The first thing you need to do is define what you’re selling. Because you’ve already narrowed down your niche, you know who you will be serving – so now

Personal resilience plays big part in heart health for Black Americans

October 7, 2020

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Black people who have a strong sense of psychological well-being may have better heart health, a new study indicates.

It suggests that feelings of optimism and a sense of purpose and control — hallmarks of psychosocial resilience — are more important to heart health than where people live, researchers said.

Lead researcher Tené Lewis, an associate professor at Emory University’s Rollins School of Public Health in Atlanta, noted that differences in heart health between Black and White Americans have been documented for decades. But individual factors affecting Black Americans have not been well understood.

“Almost everything we know about Black Americans and their health focuses on deficits, yet we really need to begin to identify strengths,” she said. “Understanding which strengths matter most for Black Americans — and under which contexts — will allow us to develop the most appropriate and applicable public health interventions for this group.”

For the

Wells Fargo cuts more jobs as part of earlier cost-cutting drive

October 7, 2020

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(Reuters) – Wells Fargo & Co <WFC.N> has started to cut jobs at its commercial banking unit as part of larger reductions that will impact nearly all of its functions and business lines, a company spokeswoman said on Wednesday.

The bank resumed job cuts in early August after it paused layoffs in March because of the COVID-19 pandemic.

Wells Fargo said in July it would launch a broad cost-cutting initiative this year as the bank braces for massive loan losses caused by the pandemic and continues to work through expensive regulatory and operational problems tied to a long-running sales scandal.

“We are at the beginning of a multiyear effort to build a stronger, more efficient company for our customers, employees, communities, and shareholders,” a spokeswoman said via email on Wednesday.

“The work will consist of a broad range of actions, including workforce reductions, to bring our expenses more in line

For Black Americans, Personal Resilience Plays Big Part in Heart Health | Health News

October 7, 2020

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By Steven Reinberg, HealthDay Reporter

(HealthDay)

WEDNESDAY, Oct. 7, 2020 (HealthDay News) — Black people who have a strong sense of psychological well-being may have better heart health, a new study indicates.

It suggests that feelings of optimism and a sense of purpose and control — hallmarks of psychosocial resilience — are more important to heart health than where people live, researchers said.

Lead researcher Tené Lewis, an associate professor at Emory University’s Rollins School of Public Health in Atlanta, noted that differences in heart health between Black and white Americans have been documented for decades. But individual factors affecting Black Americans have not been well understood.

“Almost everything we know about Black Americans and their health focuses on deficits, yet we really need to begin to identify strengths,” she said. “Understanding which strengths matter most for Black Americans — and under which contexts — will allow us to develop

Ares Capital’s NAV, Dividend, And Valuation Vs. 14 BDC Peers – Part 2 (Includes Q4 2020 Dividend Projection For All Peers) (NASDAQ:ARCC)

September 29, 2020

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Focus of Article:

The focus of this two-part article is a very detailed analysis comparing Ares Capital Corp. (ARCC) to some of the company’s business development company (“BDC”) peers (all sector peers I currently cover). I am writing this two-part article due to the continued requests that such an analysis be specifically performed on ARCC and some of the company’s BDC peers at periodic intervals. For readers who just want the summarized conclusions/results, I would suggest to scroll down to the “Conclusions Drawn” section at the bottom of each part of the article.

PART 1 of this article analyzed ARCC’s recent quarterly results and compared several of the company’s metrics to fourteen BDC peers. PART 1 helps lead to a better understanding of the topics and analysis that will be discussed in PART 2. The link to PART 1’s analysis is provided below:

Ares Capital’s NAV, Dividend, And Valuation Vs.

General Motors to repay some Ohio tax incentives as part of deal with state over shuttered Lordstown plant

September 28, 2020

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COLUMBUS, Ohio — Ohio officials have ordered General Motors to repay $28 million out of $60.3 million in state tax credits the company received, after officials officially determined on Monday that GM broke a deal to keep thousands of jobs at its now-shuttered assembly plant in Lordstown.

As part of the deal, announced Monday by the Ohio Tax Credit Authority, GM also agreed to invest $12 million in the Mahoning Valley area by the end of 2022, in the form of community infrastructure, jobs-training or other community programs. The company will not make up for the other $20.3 million in tax credits it received. The TCA took into account “market conditions and GM’s other operations in Ohio,” when setting the refund amount, according to Todd Walker, an agency spokesman.

The company had received the $60.3 million under the terms of a 2008 deal with state officials. In exchange, GM said

Harley-Davidson Withdraws From India as Part of Restructuring

September 28, 2020

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Harley-Davidson HOG recently announced the decision to exit India, the world’s largest two-wheeler market, by discontinuing its sales and manufacturing operations in the country. The decision comes in as part of the company’s global restructuring plan, per which it has been withdrawing from markets, where achieving high levels of volume and profitability is a daunting task.

The coronavirus pandemic has crippled the auto industry, straining auto sales in India. To revitalize the economy, Indian Prime Minister Narendra Modi had announced the “Make in India” program. In this program, the government is offering incentives worth billions of dollars to attract global firms for investing in manufacturing units in the region, including production-linked allowances for automakers. Harley-Davidson’s exit from the Indian market is a setback for Prime Minister Modi’s strategy to persuade global manufacturers to invest in domestic manufacturing in the country.

The iconic motorcycle manufacturer commenced operations in India in 2011,

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