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8 Tips That Can Help Drivers Pay Lower Car Insurance Premiums

October 13, 2020

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LOS ANGELES, CA / ACCESSWIRE / October 13, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org ) has launched a new guide that presents several effective tips that will help drivers get cheaper car insurance.

For many drivers, paying the monthly car insurance bill can be quite difficult. More and more drivers are wondering if they can save some of the money they spend on insurance. Luckily, there are some easy methods drivers can take to lower their premiums and ensure they’re getting the best insurance rate. With a bit of ingenuity and an understanding of the insurance market, drivers can reduce their car insurance costs and get great coverage without breaking the bank.

To get cheaper car insurance, follow the next tips:

Regularly shop for car insurance. Most car insurance providers will change

Premiums Cost 10 Times More)

October 12, 2020

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Six months into the coronavirus pandemic, many Hollywood companies still can’t head back into production on film and TV projects because of one major roadblock: Insurers have made no moves to incorporate pandemic coverage into policies, leaving big studios to self-insure and smaller production companies to seek pricey alternatives — or gamble on shooting without any coverage at all. Productions that bought policies before March are largely safe, as multiple insiders tell TheWrap that most policies procured before the pandemic shutdown did not have COVID-19 or infectious disease exclusions, and cast insurance and civil authority policies cover expenses incurred due to the coronavirus. However, any policy written since March now has a “platter of exclusions” as insurers seek to mitigate potential losses, according to Brian Kingman, managing director at Gallagher Entertainment, who helps find coverage for Hollywood’s stars. Plus, no major insurance carriers will offer COVID-related coverage moving forward. “In

Employer-sponsored health insurance premiums rose 4 percent in past year: analysis

October 8, 2020

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Employer-sponsored health insurance premiums rose 4 percent over the past year, outpacing the increase in workers’ wages and the rate of inflation, according to an analysis released Thursday by the Kaiser Family Foundation.

Average annual premiums for employer-sponsored health insurance are now $7,470 for a single plan and $21,342 for a family plan, up 4 percent from the previous year. Those dollar amounts include both worker and employer contributions.

Meanwhile, wages increased by 3.4 percent alongside 2.1 percent inflation.

About 157 million people get their insurance through work, and the costs have steadily risen over the years.

The average premium for family coverage, including the employer contribution, has increased 22 percent over the last five years and 55 percent over the last decade.

In 2020, on average, workers contributed 17 percent of the premium for single coverage — about $1,243 — and 27 percent for family coverage, or about $5,588.

US family health insurance premiums surpass $21,000 before the pandemic

October 8, 2020

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The average premium for family coverage in employer health plans is up about 4% this year to more than $21,000 — and employers are picking up more of the tab.

A man gets a flu shot at a health facility in Washington, D.C Jan. 31, 2020.

© EVA HAMBACH/AFP/Getty Images North America/TNS
A man gets a flu shot at a health facility in Washington, D.C Jan. 31, 2020.

Workers on average aren’t being asked to pay more in premiums for family coverage and those with individual coverage through their work aren’t seeing increases in deductibles, according survey results Thursday from the California-based Kaiser Family Foundation.

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The findings speak to the stability of health benefits in the pre-pandemic economy when employers were competing for talent in a tight labor market, said Matthew Rae, an associate director at the foundation, which has surveyed employers on health plan costs for 22 years. Obviously, the current labor market is vastly different, Rae noted, with last month’s unemployment rate

U.S. family health insurance premiums surpass $21,000

October 8, 2020

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The average premium for family coverage in employer health plans is up about 4% this year to more than $21,000 — and employers are picking up more of the tab.

Workers on average aren’t being asked to pay more in premiums for family coverage and those with individual coverage through their work aren’t seeing increases in deductibles, according survey results Thursday from the California-based Kaiser Family Foundation.

The findings speak to the stability of health benefits in the pre-pandemic economy when employers were competing for talent in a tight labor market, said Matthew Rae, an associate director at the foundation, which has surveyed employers on health plan costs for 22 years. Obviously, the current labor market is vastly different, Rae noted, with last month’s unemployment rate roughly twice the comparable figure last year.

“The premiums and health plans that we were asking about were plans that employers were setting a

Car insurance UK: Road users can ‘cut the costs’ and reduce monthly premiums with this tip

October 8, 2020

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Car insurance customers could secure top savings if they are registered on the electoral roll as companies could view this as a sign of stability. Experts at uSwitch claim that simply appearing on the electoral roll can add up to 50 points on your Experian credit score.

Credit history is vital for insurance policies with those showing poor scores more likely to male claims on a policy.

Because of this, costs are traditionally higher for those with poor credit ratings meaning bringing this score down is vital to secure affordable terms.

Experts at uSwitch claim that signing up to the electoral roll is one of the easiest ways to instantly boost credit ratings which will run down to premium costs.

uSwitch spokesperson Florence Codjoe said taking some simple steps could see drivers “cut the cost” of their policy.

READ MORE: Car insurance: Getting married can reduce yearly costs

This can

How much health insurance premiums cost if you retire early

October 3, 2020

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Health insurance is a large budget item for many Americans.

The average health insurance plan costs nearly $5,500 per year for an individual and close to $14,000 for a family, according to a 2020 study by eHealth.

Those totals vary based on factors like your age, where you live and whether or not you receive employer or government subsidies.

And if you are among the 49% of Americans who receive health insurance through your job, there is a good chance your health insurance will get much more expensive. Especially if you retire before becoming eligible for Medicare at age 65.

The millions of people with nongroup insurance, however, may become eligible for subsidies if their income drops enough in retirement.

Check out this video to hear from people who retired early and to learn how much you can expect to pay for insurance if you retire early.

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Health insurance premiums could drop 5% if the U.S. banned surprise medical bills

October 1, 2020

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THE CONVERSATION

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Surprise medical billing is one of the most urgent topics in health care.

Too often after a hospital procedure or visit to an emergency room patients get hit with unexpected bills from out-of-network doctors they had no role in choosing. These include assistant surgeons, emergency room doctors and anesthesiologists.

Most research and media coverage focuses on how burdensome these bills are for the patients who receive them. As health economists and policy analysts, we think there is a broader impact of surprise billing that deserves to share the spotlight.

Evidence from our recent study suggests that everyone with commercial health insurance is paying higher premiums today because lawmakers allow the practice of surprise billing to persist. Fixing surprise billing won’t just help the patients being billed; it offers the potential to lower health insurance premiums for everyone.

Patients can typically choose their doctors before

Jackson to pay health insurance premiums for some city workers

September 28, 2020

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CLOSE

Members of the Mississippi Air National Guard and the Mississippi Army National Guard stood outside the University of Mississippi Medical Center in Jackson, MS Wednesday morning cheering and thanking medical personnel arriving and departing the University Hospital during shift change.

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The city of Jackson will cover insurance premiums of city workers on a single plan beginning Thursday as part of an effort to promote access to health care during the coronavirus pandemic.

The move — which was approved by the City Council in its most recent budget — will amount to a bump in pay for workers who currently pay for insurance.

It is also meant to encourage workers without insurance to sign up.

Robert Blaine, the city’s chief administrative officer, estimates between 30% to 40% of the city’s 2,200 workers are not enrolled in the city’s health insurance program.

The city of Jackson will absorb the insurance

Captive Insurance Seen as Covid-Era Remedy to Rising Premiums

September 27, 2020

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Rising insurance premiums are costing businesses millions of dollars they can ill afford as they navigate the coronavirus pandemic. Many companies are responding by trying to manage risks on their own.

A surge in demand for so-called captive insurance and the increasing amount of capital being devoted to mitigating risks have caught many in the industry by surprise, including brokers who sell the idea of setting up a captive insurer.

A captive is owned and controlled by the business that establishes it, which could be a restaurant, drugmaker or retailer. It writes coverage for its owners and pays out claims when the business runs into unexpected trouble. Before the coronavirus had even appeared, some U.S. businesses had ensured their captives wrote policies covering a potential pandemic, allowing them to avoid disputes with mainstream insurers. Some mainstream insurers have largely refused to pay out business-interruption claims made by companies hurt by