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15 Tips To Keep A Growing Business Lean And Save Money

October 14, 2020

As your business grows, you’ll likely have more capital in rotation. As you bring in more money, you will also need to spend more to continue growing.

However, it’s important to ensure that you’re not spending in excess and are still saving money where you can. Otherwise, you may find yourself in the red and facing some exceptionally difficult financial decisions.

Below, 15 members of Forbes Coaches Council share their best advice for business owners looking to keep their operations lean and save money.

Forbes Coaches Council members provide tips for businesses to stay lean and save money. — Members provide tips for staying lean and saving money as your business grows.

Photos courtesy of the individual members.

1. Observe, Plan And Earn Before You Spend

Understand, observe and become fully aware of your industry and the needs of your business. Learning to optimize your costs takes time, errors, small tests and planning based on the data you collect every day. Ask yourself what you

Save Money, Save the Environment and Help Local Restaurants. There’s an App for That

October 13, 2020

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I ate some odd meals last week: a turkey wrap for breakfast one day, cheddar cheese and chocolate cake for dinner the next. On a few occasions, I didn’t exactly know what the heck I was eating. But it was for a good cause. Not only was I saving the planet by reducing food waste—a cause I care about a little—I was eating cheap, a cause I care about a lot.

I was using Too Good to Go, an app-based service just launched in New York City that lets you buy leftover prepared food from grocery stores, restaurants and bakeries that would otherwise hit the trash at the end of the day.

The app lists the day’s options, which can be filtered by location, cuisine and pickup time. Customers reserve, pay in advance and then retrieve their order from the provider. Most options cost $3.99 or $4.99—a third of the

Don’t overlook these employee benefits that can help you save money

October 12, 2020

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It’s that time of year again — open enrollment season is approaching, giving many Americans an opportunity to sit down and go over their employer-sponsored workplace benefits for next year.

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This year, amid the coronavirus pandemic, more than 70% of employees plan to spend more time reviewing voluntary benefit options offered by their employer, according to a September survey by Voya Financial.

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While most employees are generally familiar with their employer-sponsored health insurance and retirement plans, they may be overlooking other benefits that could help them save money or better protect against an event such as an accident or illness.

“You want to see if there’s anything else out there that you could be taking advantage of to improve your your health, or your financial health or both,” said Kim Buckey, vice president of client services at benefits consultant DirectPath. “We don’t want to

I pinched pennies and boosted my income to save thousands

October 11, 2020

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Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

I grew up in a penny-pinching household and kept it up when I moved out on my own.
Living frugally helped me save $5,000 in a year when I was earning just $30,000. As my income rose, I didn’t let my expenses rise with it.
That’s when I had a lightbulb moment: The key to building wealth and savings isn’t frugality or increasing your earning potential, it’s a smart balance of both.
Find out what a financial planner can do for you with Personal Finance Insider’s free e-book »

Growing up in a single-parent household, where the state of our finances waxed and waned, my mom was incredibly frugal. We’d

Six Ways to Save Money on Car Insurance

October 11, 2020

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Press release content from Accesswire. The AP news staff was not involved in its creation.

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LOS ANGELES, CA / ACCESSWIRE / October 10, 2020 / Cheapquotesautoinsurance.com ( https://cheapquotesautoinsurance.com/ ) has released a new blog post that presents six ways in which drivers can save money on car insurance.

For more info and free car insurance quotes online, visit https://cheapquotesautoinsurance.com/6-top-ways-that-will-help-you-pay-less-on-your-car-insurance/.

Obtaining cheaper auto insurance is not impossible. A driver should improve his car’s safety rating, make smart coverage selection, and look for several investment opportunities with the current provider. In order to get the best car insurance prices, follow the next tips:

Bundle multiple insurance services. Getting coverage for all household’s cars with the same company is a smart thing to do. Also, try to insure the home with the same company. Multi-car and multi-policies discounts are great ways to save money.

Ask for discounts. Car

Blackhawks send Brandon Saad to Avalanche to save money

October 11, 2020

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The Chicago Blackhawks traded Brandon Saad — again — this time in a deal with the Colorado Avalanche.

Multiple reporters, and also Nikita Zadorov‘s agent Dan Milstein, report the Blackhawks – Avalanche Brandon Saad has happened. (The teams haven’t confirmed the terms, though.)

Via The Athletic’s Ryan S. Clark, among others:

Avalanche receive: Brandon Saad ($5 million cap hit after retention) and Dennis Gilbert.

Blackhawks’ side: They retained $1M from Saad’s contract, also gain Nikita Zadorov’s RFA signing rights, and Anton Lindholm.

Blackhawks trade Brandon Saad to Avalanche

According to Cap Friendly, this leaves the Avalanche with almost $10 million in cap space. Adding Saad doesn’t necessarily keep Colorado from seeking Alex Pietrangelo or Taylor Hall, at least technically speaking. But with Ryan Graves and Tyson Jost lingering as remaining RFAs, it seems like the Avalanche are buying in the midrange of the market, rather than

5 ways single parents can save more money during the pandemic

October 6, 2020

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Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

Single parents have it especially rough right now, between the demands of work (or being out of work) and helping kids learn remotely.
Financial planner Marie Thomasson, herself a single parent, has some tips for any single parents looking to save more right now.
She suggests requesting for more child support as a start, then saving any money you’re not spending on expenses like entertainment or travel.
Meal planning and enlisting your kids to help with food prep can help cut down on food waste.
Ultimately, any money you’re able to save should go into a high-yield savings account.
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How to save more money even if your income is down

October 5, 2020

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Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

Americans are either saving more during the pandemic, or struggling to make ends meet. Financial planners say that if you’re in a position to save, now is a great opportunity.
To start, examine your income and spending and make a budget. Then, tighten your budget — cut back wherever you can.
Next, start saving whatever you can and automate that amount every month. It doesn’t matter how much you put away as long as you’re developing a savings habit.
If you can find ways to increase your income or save money through your employer (such as a Flexible Spending Account), jump on those opportunities.
Check out Vanguard Personal Advisor Services®

Arsenal axe Gunnersaurus in bid to save money amid pandemic

October 5, 2020

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Arsenal’s dinosaur mascot Gunnersaurus has been axed as part of cost-cutting measures in the club.

Jerry Quy, who has played the mascot since its introduction in 1993, worked part-time for the club and was seen as an unnecessary cost with no fans in stadiums.

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Quy has also lost his other role at the club doing supporter liaison, especially for away fans, and will not return to it when fans come back. However, sources have told ESPN that he will be allowed to return to the role of mascot when fans return to games.

Arsenal announced in August that they would make 55 redundancies across all departments. While Quy’s departure is part of ongoing cost-saving measures, the loss of his job is not counted in these 55 redundancies as he worked part-time.

Arsenal’s self-sustainable business

A New Article Presents Several Ways To Save Money On Car Insurance

October 3, 2020

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Press release content from Accesswire. The AP news staff was not involved in its creation.

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LOS ANGELES, CA / ACCESSWIRE / October 3, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org ) is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. This website offers car insurance info about different coverage types, available discounts, and money-saving tips.

Car insurance policies can cost as much as several thousands of dollars per year. It might not look much, but for many families, car insurance can be a burden. Some are even considering dropping coverage.

Drivers who consider dropping coverage should follow the next tips on how to save on car insurance:

Graduate a defensive driving course. Very young drivers are charged extra on their insurance policies. Insurance providers consider teens high-risk drivers because they lack driving experience. Also, statistics show that

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