Saving Archives - Zxcoachoutlet

In the tradeoff between saving money or time, most of us choose money. Here’s why that’s a flawed perspective, according to an assistant professor at Harvard Business School.

October 2, 2020

| No Comments

| money

a group of people sitting at a table: You can assign a value to some of your time. Thomas Barwick/Getty Images

© Thomas Barwick/Getty Images
You can assign a value to some of your time. Thomas Barwick/Getty Images

Ashley Whillans is an assistant professor at Harvard Business School and a leading scholar in time and happiness. The following is an excerpt from her book, “Time Smart: How to Reclaim Your Time and Live a Happier Life.”
In it, she shares how individuals of all ages, educations, and incomes typically choose money when it comes to the tradeoff between money and time.
When we do this, Whillans explains we give up things that can benefit us in the long run, including happiness, time, and efficiency.
She reminds us to savor daily experiences, outsource for things we don’t like to do, take vacations, socialize, and take care of ourselves to better value our time as a resource.
Visit Business Insider’s homepage for more stories.

The income equivalent of happiness gains, I like to

Clearcover might be your ticket to saving money on car insurance

October 1, 2020

| No Comments

| insurance

Many of us are not feeling quite as wealthy as we were a few months ago, and it’s only natural that we’re searching for ways to cut back.

When it comes to monthly bills, car insurance is definitely worth targeting. When’s the last time you compared rates? Sure, it can sound annoying and time-consuming, but your efforts can result in some serious cost savings. Clearcover Car Insurance is making it a lot easier than you likely remember. This startup offers smarter car insurance that is more affordable than most providers, and much easier to manage.

While many car insurance companies make you fill out endless forms or wait on hold for an hour just to get a quote, Clearcover makes it easy. The process takes a few minutes, and there is a good chance your quote will be lower than your current insurer. One reviewer

A financial planner shares 4 tricks for saving more money

September 29, 2020

| No Comments

| money

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

Having a smart savings plan can keep you steady even when times are changing, like they are right now.

Angela Moore, a financial planner, financial educator, and founder and co-owner of Modern Money Advisor, has some smart advice for saving in uncertain times. Her top tip? Automate your finances as much as possible.

“By automating it, you’re doing everything you need to do without even thinking twice,” Moore said.

Create separate spending accounts for monthly costs

If you look at your bank balance and see $1,000 sitting there, you might think it’s a good time to make a big purchase. But you’re probably forgetting about the regular expenses that will

Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!

May 7, 2020

| No Comments

| money

You don’t need too much of an imagination to realize that having passive income is life changing. And in these uncertain times, I bet any income is comforting, let alone having money rolling in while you basically have to do nothing to earn it.

I’m lucky in that I built up a bit of passive income through the years, but if this crisis taught me anything, it’s that no investments are really truly passive. With large swathes of the economy on total lock down, a phenomenon that’s unthinkable just a couple months ago, it’s putting even once thought bulletproof passive income vehicles into jeopardy.

Take REITs for instance, which I sadly owned a few when the crisis hit. To say that those stocks as a group have been hammered is an understatement since many are still down more than 50% since March. And never mind whether they will be able

Saving and Investment Options | USAGov

May 5, 2020

| No Comments

| money

Learn how to budget to reach your savings goals. Get the basics on a variety of investments, including savings bonds and other Treasury securities backed by the federal government.

50 Ways to Improve Your Finances in 2019 | Saving and Budgeting

May 4, 2020

| No Comments

| money

Ring in the new year.

The start of a new year is a time to make financial resolutions, ditch bad money habits and consider ways to improve your financial health. Throughout the past year, U.S. News has published stories with great advice on how to save money, pay down debt and reach your financial goals. Read on for the best ways to improve your finances in 2019 and beyond.

Negotiate your salary.

One of the most effective ways to stretch your budget, reduce debt or boost savings is to make more money. Of course, that’s easier said than done. But don’t neglect the power of negotiating your salary, either at a new job or at your current job, to increase your earning power and improve your finances.

Get ready for the next financial crisis.

To prepare for the next financial crisis, establish good financial habits, build an emergency fund, pay

Saving Money to Save

May 4, 2020

| No Comments

| money

Most of the personal finance books and blogs talk of saving money by being a smart and frugal shopper by using coupons, buying one get one free, perusing sales circulars or checking in to the merchants phone apps; but I have yet to read any advice on what to actually do with the amount of money that you save.

If I just merely acknowledged that I saved half-off retail price on a pair of sneakers which is about a $40 savings then that’s one thing, but that just keeps the balance on my checking account higher by $40. I would probably just find another item to spend that $40 on since it is technically free right? Get more retail bang for my buck so to speak.

Instead my hack strategy recommendation is to discipline yourself to sweep that $40 you save into your savings account.

Here is an example, I … Read More

Saving Money and Heating the Home

May 4, 2020

| No Comments

| money

Using Solar Heating costs can get expensive when the weather is cold, making it imperative to find ways to save money on heating your residence. Solar panels are used to collect energy from the sun and transform it into electricity that can be used throughout your home. This same solar energy technology can be used to heat your home.

Heat collectors, or solar thermal systems, work similarly to solar power cells, except they absorb heat as well as light that is generated by the sun and uses it to heat the air or a liquid. This heated air or liquid is then used to transfer heat into your home. You have many options that allow you to enjoy a warm home and save money on gas and heating costs with solar energy.

Passive Solar heating is highly effective on large windows that face south, allowing sunlight to stream into your … Read More

Saving Money Tips and Ideas

May 4, 2020

| No Comments

| money

Saving money at the grocery store is most likely your best bet when you are trying to budget especially for those with children. Do not go without coupons because it’s just too easy to use them and you save tons of money. Two websites that are full of coupons are coupons.com and another favorite is The Krazy Coupon Lady. She has a great blog as well as a huge database of coupons just about anything you are looking for. Another thing that is helpful is eating at home. You wouldn’t believe how much money you spend eating out. Try cooking every night to break it up and make it a little more fun. There are millions of websites that offer great recipes. Do a Google search and you will find so many and it will save you money each week.

If you do like to eat out, try these tips. … Read More

M	T	W	T	F	S	S
			1	2	3	4
5	6	7	8	9	10	11
12	13	14	15	16	17	18
19	20	21	22	23	24	25
26	27	28	29	30	31

Zxcoachoutlet

Tag: Saving

In the tradeoff between saving money or time, most of us choose money. Here’s why that’s a flawed perspective, according to an assistant professor at Harvard Business School.

Clearcover might be your ticket to saving money on car insurance

A financial planner shares 4 tricks for saving more money

Create separate spending accounts for monthly costs

Saving and Investment Options | USAGov

Things to Consider Before You Invest

50 Ways to Improve Your Finances in 2019 | Saving and Budgeting

Saving Money to Save

Saving Money and Heating the Home

Saving Money Tips and Ideas