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Tag: Sense

Why The Roth IRA Makes More Sense Than Ever During The Covid Crisis

October 1, 2020
| No Comments
| business

For years, mainstream advice has been to invest most of your retirement money in conventional Individual Retirement Accounts (IRAs) or 401(k)-type vehicles.

What about their Roth versions, which feature tax-free withdrawals (if you meet certain rules), even though you have to pay income taxes on contributions? Weren’t those only for people who believed their tax rates would go up in retirement?

I’m here to rock the boat. I have no idea whether you’re going to be in a higher tax bracket when you stop working full-time. But the Roth accounts could be a better deal, even during this uncertain pandemic environment. Here’s why:

Jeanne Fisher, a certified financial planner, says “participants who are focused solely on tax rates today versus tax rates in the future are completely missing the point that all of the growth in the Roth 401k is tax-free while with a traditional 401k the contribution and the

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Why Business Equipment Finance Makes Sense

May 2, 2020
| No Comments
| finance

If you are starting a new venture, or you are expanding an existing one, then you might be going through a menacing time to set things up. It is a complex undertaking when you have to spend a lot of money for more equipment, or else the new business won’t run. Equipment procurement is an essential part of setting up a business and you don’t have much choice but to buy new gears and paraphernalia to get things started.

First, you have to plan for the equipment needed and it is important that you know how to select the products that would address your needs. After you have determined the equipment needed, you have to create a plan on how you should be paying for the equipment. If you don’t have money to spend for it, then you probably need a business equipment finance company.

What is this company that … Read More

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