The National Lightning Safety Institute gives us the statistics on lighting strikes.
Did you know that the odds for a person to be hit by lightning are quite slim – 1 in 280,000. When it comes to lightning striking a home there is much greater frequency, however: a likelihood of one in two hundred!
The insurance companies seem to underscore the possibility with a 2015 report that found related insurance damage claims surpassed even the high $825 million index.
Alarming as it is, the fact that standard home owner insurance can cover this type of peril up to the limits of the particular policy provides a form of peace of mind to those thinking individuals that are concerned about disasters like a lighting strike.
Losses associated with lightning may incorporate the following:
• Damages related to personal property, including things like electronics and appliances
• Structural as well as damages … Read More