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Tag: Tips

15 Tips To Keep A Growing Business Lean And Save Money

October 14, 2020
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| money

As your business grows, you’ll likely have more capital in rotation. As you bring in more money, you will also need to spend more to continue growing. 

However, it’s important to ensure that you’re not spending in excess and are still saving money where you can. Otherwise, you may find yourself in the red and facing some exceptionally difficult financial decisions.

Below, 15 members of Forbes Coaches Council share their best advice for business owners looking to keep their operations lean and save money.

Forbes Coaches Council members provide tips for businesses to stay lean and save money.

Members provide tips for staying lean and saving money as your business grows.

Photos courtesy of the individual members.

1. Observe, Plan And Earn Before You Spend

Understand, observe and become fully aware of your industry and the needs of your business. Learning to optimize your costs takes time, errors, small tests and planning based on the data you collect every day. Ask yourself what you

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Tips for Navigating Medical Care Without Health Insurance

October 13, 2020
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| insurance

Millions of people in the U.S. live without health insurance, a circumstance that can cause people to weigh the need to see a doctor against the cost. Unfortunately, many people will put off or do without medical care because they can’t afford it, a decision that could jeopardize their health.

(Getty Images)

While the Affordable Care Act has boosted the number of Americans with insurance, millions remain uninsured. In 2018, 27.5 million people – more than 8% of the U.S. population – were uninsured, according to the U.S. Census Bureau. Private health insurance covered 67% of Americans. Those without health coverage face the dilemma: Where can I go for medical care without insurance?

The Coverage Gap

In addition to the people who are uninsured, millions are underinsured, according to a survey by the Commonwealth Fund. Among people with health insurance, 29% were underinsured in 2018, compared to 23% in 2014,

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8 Tips That Can Help Drivers Pay Lower Car Insurance Premiums

October 13, 2020
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| insurance

Press release content from Accesswire. The AP news staff was not involved in its creation.

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LOS ANGELES, CA / ACCESSWIRE / October 13, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org ) has launched a new guide that presents several effective tips that will help drivers get cheaper car insurance.

For many drivers, paying the monthly car insurance bill can be quite difficult. More and more drivers are wondering if they can save some of the money they spend on insurance. Luckily, there are some easy methods drivers can take to lower their premiums and ensure they’re getting the best insurance rate. With a bit of ingenuity and an understanding of the insurance market, drivers can reduce their car insurance costs and get great coverage without breaking the bank.

To get cheaper car insurance, follow the next tips:

  • Regularly shop for car insurance. Most car insurance providers will change
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4 Money Tips To Do Right Now During The Recession

October 13, 2020
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| money

The pandemic has raised concerns for many due to the financial complications it may have caused due to the economy, job losses, and for business owners who are dealing with reduced sales levels. The COVID-19 pandemic has caused a lot of financial struggle for people, and unfairly so. But if there is anything to learn from this pandemic, it is to be resilient. And resilient with our finances.

Job lay-offs, or fear of a job loss, have been the number one concern for people. Commonly a primary source of income, you may be concerned about your finances and how to manage your money through uncertainty.

Melissa Leong is one of the best-loved authorities on personal finance, a frequent contributor to outlets such as BNN Bloomberg, author of Happy Go Money and a podcast host.

Melissa Leong smiling happily, long hair, arms crossed, wearing a sleeveless white top.

Melissa Leong smiling happily with long dark hair, arms crossed, wearing a sleeveless white top.

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These money and investing tips can help you prepare for the future even though you can’t predict it

October 10, 2020
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| money

MUTUAL FUNDS WEEKLY





© AFP/Getty Images


Don’t miss these top money and investing features:

“It is difficult to make predictions, particularly about the future.” But these money and investing stories, popular with MarketWatch readers over the past week, offer advice and insights about managing your investments with foresight and vision.

INVESTING NEWS & TRENDS What the Harvard endowment’s below-average grade can teach you about index funds and your investments

Beating the market is tough — even for the best and brightest pros.

What the Harvard endowment’s below-average grade can teach you about index funds and your investments

Wondering how much your Social Security check will increase next year?

The Social Security Administration will soon set its COLA for 2021

Video: Time to make tactical moves: advisor (Reuters)

Time to make tactical moves: advisor

UP NEXT

UP NEXT

Wondering how much your Social Security check will increase next year?

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Refinitiv Lipper Chart Of The Week: TIPS Funds Post Record-Setting Net Inflows During Q3

October 9, 2020
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| business

Funds in Refinitiv Lipper’s Inflation-Protected Bond (TIPS) classification (including both mutual funds and ETFs) took in $305 million of net new money for the fund-flows week ended Wednesday, October 7. These results marked the group’s sixteenth straight week of net positive flows which have produced a best-ever quarterly net inflow of $13.4 billion during the third quarter. This number shattered the previous record inflow of $8.2 billion which occurred during the second quarter of 2009 (Refinitiv Lipper began tracking flows data on TIPS funds during the third quarter of 2002).

TIPS is an acronym for Treasury inflation-protected securities. As its name suggests, TIPS are a type of Treasury bond issued by the U.S. government which are designed to safeguard investors against a spike in inflation. It may seem counterintuitive that TIPS funds have prospered from a fund-flows (and performance) perspective at a time when the country is struggling to fight

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5 Tips For Finance Leaders From RE/MAX’s CFO

October 5, 2020
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| finance

Finance leaders need to adapt to the evolving industry.

Finance leaders need to adapt to the evolving industry.

getty

The finance field has undergone massive changes in recent years, from the emergence of new technologies – which pose both challenges and opportunities – to the growing demand that finance leaders speak about and act on social issues. This has mandated that finance professionals at all levels – but especially those in leadership roles – move from out of the back office and into the public spotlight, adapting to a new normal in which finance pros are analysts, communicators and decision-makers.

In the first installment of my two-part Q&A with Karri Callahan, CFO of global real estate company RE/MAX, Karri and I discussed the state of the real estate industry as well as the challenges of being the central finance chief for a franchise-based enterprise. In part two, I asked Karri about her own unique insights and tips for aspiring

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Top Tips for Selecting the Best Car Insurance Plan

October 4, 2020
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| insurance

Press release content from Accesswire. The AP news staff was not involved in its creation.

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LOS ANGELES, CA / ACCESSWIRE / October 4, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org/ ) has launched a new blog post that presents several tips that can help drivers get the best car insurance policy.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/top-tips-that-will-help-you-but-the-best-car-insurance-coverage/.

Getting a new car is always exciting. Even the purchase of a used car can make most drivers be filled with excitement. However, many people are shocked when they find out that they can’t even drive their new car until they have car insurance. Furthermore, many of them have no idea how to shop for insurance. They don’t know what insurance coverage they need and have no clues on what to expect from their insurance provider.

When shopping for car insurance, drivers are advised to follow

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The Smartest Money-Saving Tips Real College Students Learned on Their Own

October 1, 2020
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| money

Karime Sanchez Karime Sanchez

Karime Sanchez’s parents were always telling her she was spending too much money.  The 21-year-old Texas A&M student ignored them – until they stopped paying her bills.

“I didn’t realize how much I was actually spending on doing my fun stuff,” says the community health major, who plans to attend nursing school. “I had no idea. It was way more than I imagined.”

Like many college students – she took a crash course in Adulting 101 teaching herself everything from how to budget to how to cook.

“My mom always did everything for me – I had to learn the ropes,” Sanchez says.

According to a recent Wallet Hub study, 6 out of 10 college students say their financial literacy has improved during the pandemic – and 40 percent surveyed say have learned a lot more about saving.

People’s Real Tips for Real Life spoke

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Top Tips That Will Help High-Risk Drivers Find Cheaper Car Insurance

September 30, 2020
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| insurance

Press release content from Accesswire. The AP news staff was not involved in its creation.

Click to copy

LOS ANGELES, CA / ACCESSWIRE / September 30, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org ) has launched a new online guide that presents several tips that will help high-risk drivers find better car insurance deals.

Affordable car insurance for high-risk drivers is not that easy to obtain. There are many reasons why car insurance companies classify drivers as high-risk. Usually, teen drivers, drivers that caused accidents, drivers that were involved in DUI incidents are seen as high-risk by the insurers.

High-risk drivers can find affordable car insurance if they follow the next tips:

  • Check for specialized non-standard carriers. These insurance companies are specialized in insuring high-risk drivers. Many standard insurance companies have subsidiaries that are non-standard carriers. Although standard insurance companies can insure high-risk drivers, many prefer to not be associated with
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